보장분석 결과
POST
/api/v1/contract/result
Request
Body Params application/x-www-form-urlencoded
Responses
Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://mohom.kr/api/v1/contract/result' \
--header 'Authorization: Bearer <token>' \
--data-urlencode 'seq=95dd601c-d1e9-4851-b021-68eecf3424db' \
--data-urlencode 'userName=테스트' \
--data-urlencode 'phone=010-1234-5678'Response Response Example
201 - OK
{
"success": true,
"data": {
"phone_number": "010-1234-5678",
"customer_name": "홍길동",
"gender": "M",
"date_of_birth": "1990-01-01",
"age": 35,
"insuAge": 35,
"premium": 83630,
"paid_premium": 919930,
"total_premium": 20071200,
"future_premium": 19151270,
"inquiry_time": "2025-03-05",
"coverages": [
{
"category_code": "01",
"category_name": "사망",
"coverage_code": "01_001",
"coverage_name": "상해사망",
"recommend": 200000000,
"limit": 1000000000,
"amount": 20000000,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "01",
"category_name": "사망",
"coverage_code": "01_003",
"coverage_name": "질병사망",
"recommend": 200000000,
"limit": 1000000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "02",
"category_name": "장해·간병",
"coverage_code": "02_012",
"coverage_name": "장기간병 1~4급",
"recommend": 25000000,
"limit": 70000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "02",
"category_name": "장해·간병",
"coverage_code": "02_013",
"coverage_name": "장기간병 1~3급",
"recommend": 25000000,
"limit": 70000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "02",
"category_name": "장해·간병",
"coverage_code": "02_014",
"coverage_name": "장기간병 1~2급",
"recommend": 50000000,
"limit": 100000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "02",
"category_name": "장해·간병",
"coverage_code": "02_015",
"coverage_name": "장기간병 1급",
"recommend": 50000000,
"limit": 100000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "02",
"category_name": "장해·간병",
"coverage_code": "02_001",
"coverage_name": "상해후유장해",
"recommend": 160000000,
"limit": 300000000,
"amount": 20000000,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "02",
"category_name": "장해·간병",
"coverage_code": "02_005",
"coverage_name": "질병후유장해",
"recommend": 100000000,
"limit": 300000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "02",
"category_name": "장해·간병",
"coverage_code": "02_006",
"coverage_name": "질병50%이상후유장해",
"recommend": 100000000,
"limit": 300000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "02",
"category_name": "장해·간병",
"coverage_code": "02_009",
"coverage_name": "상해50%이상후유장해",
"recommend": 100000000,
"limit": 300000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "05",
"category_name": "암",
"coverage_code": "05_001",
"coverage_name": "일반암진단비",
"recommend": 100000000,
"limit": 300000000,
"amount": 10000000,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "05",
"category_name": "암",
"coverage_code": "05_002",
"coverage_name": "고액암진단비",
"recommend": 100000000,
"limit": 300000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "05",
"category_name": "암",
"coverage_code": "05_003",
"coverage_name": "소액암진단비",
"recommend": 30000000,
"limit": 100000000,
"amount": 2000000,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "05",
"category_name": "암",
"coverage_code": "05_004",
"coverage_name": "암수술비",
"recommend": 70000000,
"limit": 300000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "06",
"category_name": "뇌",
"coverage_code": "06_001",
"coverage_name": "뇌졸중진단비",
"recommend": 70000000,
"limit": 100000000,
"amount": 10000000,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "06",
"category_name": "뇌",
"coverage_code": "06_002",
"coverage_name": "뇌출혈진단비",
"recommend": 100000000,
"limit": 100000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "06",
"category_name": "뇌",
"coverage_code": "06_A02",
"coverage_name": "뇌혈관질환진단비",
"recommend": 50000000,
"limit": 200000000,
"amount": 10000000,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "07",
"category_name": "심장",
"coverage_code": "07_A01",
"coverage_name": "급성심근경색증진단비",
"recommend": 100000000,
"limit": 100000000,
"amount": 20000000,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "07",
"category_name": "심장",
"coverage_code": "07_A02",
"coverage_name": "허혈성심장질환진단비",
"recommend": 100000000,
"limit": 200000000,
"amount": 10000000,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "03",
"category_name": "의료비",
"coverage_code": "03_001",
"coverage_name": "상해입원의료비",
"recommend": 50000000,
"limit": 50000000,
"amount": 50000000,
"status_code": "good",
"status_name": "적절"
},
{
"category_code": "03",
"category_name": "의료비",
"coverage_code": "03_002",
"coverage_name": "상해통원의료비",
"recommend": 300000,
"limit": 300000,
"amount": 300000,
"status_code": "good",
"status_name": "적절"
},
{
"category_code": "03",
"category_name": "의료비",
"coverage_code": "03_003",
"coverage_name": "질병입원의료비",
"recommend": 50000000,
"limit": 50000000,
"amount": 50000000,
"status_code": "good",
"status_name": "적절"
},
{
"category_code": "03",
"category_name": "의료비",
"coverage_code": "03_004",
"coverage_name": "질병통원의료비",
"recommend": 300000,
"limit": 300000,
"amount": 300000,
"status_code": "good",
"status_name": "적절"
},
{
"category_code": "04",
"category_name": "입원비",
"coverage_code": "04_001",
"coverage_name": "상해입원일당",
"recommend": 50000,
"limit": 500000,
"amount": 10000,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "04",
"category_name": "입원비",
"coverage_code": "04_003",
"coverage_name": "질병입원일당",
"recommend": 50000,
"limit": 500000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "11",
"category_name": "수술비",
"coverage_code": "11_001",
"coverage_name": "상해수술",
"recommend": 1000000,
"limit": 10000000,
"amount": 300000,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "11",
"category_name": "수술비",
"coverage_code": "11_002",
"coverage_name": "질병수술",
"recommend": 1000000,
"limit": 10000000,
"amount": 200000,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "11",
"category_name": "수술비",
"coverage_code": "11_005",
"coverage_name": "상해종수술",
"recommend": 5000000,
"limit": 15000000,
"amount": 10000000,
"status_code": "good",
"status_name": "적절"
},
{
"category_code": "11",
"category_name": "수술비",
"coverage_code": "11_006",
"coverage_name": "질병종수술",
"recommend": 1000000,
"limit": 10000000,
"amount": 10000000,
"status_code": "good",
"status_name": "적절"
},
{
"category_code": "11",
"category_name": "수술비",
"coverage_code": "11_007",
"coverage_name": "특정질병수술",
"recommend": 5000000,
"limit": 15000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "09",
"category_name": "운전자",
"coverage_code": "09_002",
"coverage_name": "변호사선임비용",
"recommend": 50000000,
"limit": 100000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "09",
"category_name": "운전자",
"coverage_code": "09_003",
"coverage_name": "교통사고처리지원금",
"recommend": 100000000,
"limit": 50000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "09",
"category_name": "운전자",
"coverage_code": "09_004",
"coverage_name": "자동차부상치료비",
"recommend": 100000000,
"limit": 500000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "09",
"category_name": "운전자",
"coverage_code": "09_005",
"coverage_name": "형사합의지원금",
"recommend": 100000000,
"limit": 500000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "09",
"category_name": "운전자",
"coverage_code": "09_006",
"coverage_name": "방어비용",
"recommend": 5000000,
"limit": 30000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "10",
"category_name": "주택/생활",
"coverage_code": "10_002",
"coverage_name": "일상생활배상책임",
"recommend": 150000000,
"limit": 300000000,
"amount": 100000000,
"status_code": "normal",
"status_name": "보통"
},
{
"category_code": "10",
"category_name": "주택/생활",
"coverage_code": "10_005",
"coverage_name": "치매진단",
"recommend": 50000000,
"limit": 100000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "10",
"category_name": "주택/생활",
"coverage_code": "10_006",
"coverage_name": "경증치매진단",
"recommend": 15000000,
"limit": 50000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "13",
"category_name": "치아",
"coverage_code": "13_001",
"coverage_name": "치아보존치료",
"recommend": 300000,
"limit": 1000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
},
{
"category_code": "13",
"category_name": "치아",
"coverage_code": "13_002",
"coverage_name": "치아보철치료",
"recommend": 2000000,
"limit": 10000000,
"amount": 0,
"status_code": "bad",
"status_name": "부족"
}
],
"coverage_count": 40,
"coverage_good_count": 6,
"coverage_bad_count": 33,
"coverage_good_names": "상해입원의료비, 상해통원의료비, 질병입원의료비",
"coverage_bad_names": "상해사망, 질병사망, 장기간병 1~4급",
"contracts": [
{
"comapny_code": "N69",
"company_name": "캐롯손해보험",
"product_name": "캐롯개인용",
"start_date": "20241029",
"end_date": "20251029",
"payment_number": 1,
"total_payment_number": 0,
"period": 0,
"premium": 0,
"contractor": "",
"coverages": [
{
"coverage_name": "무보험차에의한상해",
"amount": 20000
},
{
"coverage_name": "다른자동차손해",
"amount": 0.1
}
],
"type": "보장성",
"company": {
"code": "0195",
"name": "캐롯손보",
"kcredit_code": "N69",
"kcredit_name": "캐롯손해보험",
"other_name": null,
"intial": "CAR",
"ci_path": "https://s3.ap-northeast-2.amazonaws.com/cdn.mohom.kr/image/ci/logo_0195.png"
},
"state": "정상",
"insured_person": "홍길동"
},
{
"comapny_code": "N11",
"company_name": "DB손해보험",
"product_name": "다이렉트실손의료비보험2004(CM)",
"start_date": "20201020",
"end_date": "20351020",
"payment_number": 1,
"total_payment_number": 0,
"period": 0,
"premium": 0,
"contractor": "",
"coverages": [
{
"coverage_name": "상해입원의료비",
"coverage_code": "03_001",
"amount": 5000
},
{
"coverage_name": "상해처방조제료",
"coverage_code": "03_002",
"amount": 5
},
{
"coverage_name": "상해외래의료비",
"coverage_code": "03_002",
"amount": 25
},
{
"coverage_name": "질병입원의료비",
"coverage_code": "03_003",
"amount": 5000
},
{
"coverage_name": "질병처방조제료",
"coverage_code": "03_004",
"amount": 5
},
{
"coverage_name": "질병외래의료비",
"coverage_code": "03_004",
"amount": 25
},
{
"coverage_name": "비급여도수·체외충격파·증식치료의료비(입원+통원)",
"amount": 350
},
{
"coverage_name": "비급여주사제의료비(입원+통원)",
"amount": 250
},
{
"coverage_name": "비급여MRI의료비(입원+통원)",
"amount": 300
}
],
"type": "보장성",
"company": {
"code": "0111",
"name": "DB손보",
"kcredit_code": "N11",
"kcredit_name": "DB손해보험",
"other_name": null,
"intial": "DB",
"ci_path": "https://s3.ap-northeast-2.amazonaws.com/cdn.mohom.kr/image/ci/logo_0111.png"
},
"state": "정상",
"insured_person": "홍길동"
},
{
"comapny_code": "N69",
"company_name": "캐롯손해보험",
"product_name": "캐롯개인용",
"start_date": "20241029",
"end_date": "20251029",
"payment_number": 1,
"total_payment_number": 0,
"period": 0,
"premium": 0,
"contractor": "",
"coverages": [
{
"coverage_name": "무보험차에의한상해",
"amount": 20000
},
{
"coverage_name": "다른자동차손해",
"amount": 0.1
}
],
"type": "보장성",
"company": {
"code": "0195",
"name": "캐롯손보",
"kcredit_code": "N69",
"kcredit_name": "캐롯손해보험",
"other_name": null,
"intial": "CAR",
"ci_path": "https://s3.ap-northeast-2.amazonaws.com/cdn.mohom.kr/image/ci/logo_0195.png"
},
"state": "정상",
"insured_person": "홍길동"
},
{
"comapny_code": "N09",
"company_name": "현대해상",
"product_name": "무배당현대해상굿앤굿스타종합보험(HI2404)2종(해약환급금미지급형Ⅰ)",
"start_date": "20240422",
"end_date": "20790422",
"payment_cycle": "월납",
"payment_cycle_code": "02",
"payment_number": 11,
"total_payment_number": 240,
"period": 20,
"premium": 83630,
"contractor": "홍길동",
"coverages": [
{
"coverage_name": "기본계약(상해사망후유장해)",
"coverage_code": "01_001",
"amount": 2000
},
{
"coverage_name": "기본계약(상해사망후유장해)",
"coverage_code": "02_001",
"amount": 2000
},
{
"coverage_name": "뇌혈관질환(Ⅰ)진단담보",
"coverage_code": "06_A02",
"amount": 1000
},
{
"coverage_name": "뇌혈관질환(Ⅱ)진단담보",
"coverage_code": "06_001",
"amount": 1000
},
{
"coverage_name": "심혈관질환(특정2대)진단담보",
"coverage_code": "07_A01",
"amount": 1000
},
{
"coverage_name": "심혈관질환(특정Ⅱ)진단담보",
"coverage_code": "07_A01",
"amount": 1000
},
{
"coverage_name": "심혈관질환(특정Ⅰ,I49제외)진단",
"coverage_code": "07_A02",
"amount": 1000
},
{
"coverage_name": "심혈관질환(대동맥판막협착증)진",
"amount": 100
},
{
"coverage_name": "심혈관질환(심근병증)진단담보",
"amount": 1000
},
{
"coverage_name": "심혈관질환(주요심장염증)진단담",
"amount": 1000
},
{
"coverage_name": "양성뇌종양진단담보",
"amount": 1000
},
{
"coverage_name": "중대한재생불량성빈혈진단담보",
"amount": 1000
},
{
"coverage_name": "암진단Ⅱ(유사암제외)담보",
"coverage_code": "05_001",
"amount": 1000
},
{
"coverage_name": "유사암진단Ⅱ(양성뇌종양포함)담",
"coverage_code": "05_003",
"amount": 200
},
{
"coverage_name": "중증갑상선암진단담보",
"amount": 1000
},
{
"coverage_name": "중증질환자(뇌혈관)산정특례대상",
"amount": 300
},
{
"coverage_name": "중증질환자(심장)산정특례대상(",
"amount": 300
},
{
"coverage_name": "질병수술담보",
"coverage_code": "11_002",
"amount": 20
},
{
"coverage_name": "심뇌혈관질환수술담보",
"amount": 300
},
{
"coverage_name": "심뇌혈관질환수술담보",
"amount": 300
},
{
"coverage_name": "질병수술Ⅲ(1-5종)(수술회당지급",
"coverage_code": "11_006",
"amount": 1000
},
{
"coverage_name": "상해수술담보",
"coverage_code": "11_001",
"amount": 30
},
{
"coverage_name": "상해수술Ⅲ(1-5종)(수술회당지급",
"coverage_code": "11_005",
"amount": 1000
},
{
"coverage_name": "5대장기이식수술담보",
"amount": 1000
},
{
"coverage_name": "각막이식수술담보",
"amount": 2000
},
{
"coverage_name": "상해수술Ⅲ(1-5종)(수술회당지급",
"amount": 20
},
{
"coverage_name": "상해수술Ⅲ(1-5종)(수술회당지급",
"amount": 30
},
{
"coverage_name": "상해수술Ⅲ(1-5종)(수술회당지급",
"amount": 100
},
{
"coverage_name": "상해수술Ⅲ(1-5종)(수술회당지급",
"amount": 500
},
{
"coverage_name": "조혈모세포이식수술담보",
"amount": 2000
},
{
"coverage_name": "질병수술Ⅲ(1-5종)(수술회당지급",
"amount": 20
},
{
"coverage_name": "질병수술Ⅲ(1-5종)(수술회당지급",
"amount": 30
},
{
"coverage_name": "질병수술Ⅲ(1-5종)(수술회당지급",
"amount": 200
},
{
"coverage_name": "질병수술Ⅲ(1-5종)(수술회당지급",
"amount": 1000
},
{
"coverage_name": "추간판장애수술담보",
"amount": 100
},
{
"coverage_name": "질병입원일당(1-180일,중환자실)",
"amount": 10
},
{
"coverage_name": "질병수술입원일당(1-10일)담보",
"amount": 2
},
{
"coverage_name": "상해입원일당(1-180일)담보",
"coverage_code": "04_001",
"amount": 1
},
{
"coverage_name": "상해입원일당(1-180일,중환자실)",
"amount": 5
},
{
"coverage_name": "상해수술입원일당(1-10일)담보",
"amount": 3
},
{
"coverage_name": "깁스치료담보",
"amount": 20
},
{
"coverage_name": "카티(CAR-T)항암약물허가치료(연",
"amount": 5000
},
{
"coverage_name": "표적항암약물허가치료(갱신형)담",
"amount": 5000
},
{
"coverage_name": "항암방사선(세기조절)치료(갱신",
"amount": 2000
},
{
"coverage_name": "항암방사선(양성자)치료(갱신형)",
"amount": 2000
},
{
"coverage_name": "보험료납입면제대상담보",
"amount": 100
},
{
"coverage_name": "보험료납입지원(유사암진단(양성",
"amount": 4
},
{
"coverage_name": "항암방사선치료Ⅱ담보",
"amount": 200
},
{
"coverage_name": "항암약물치료Ⅱ담보",
"amount": 200
},
{
"coverage_name": "항암호르몬약물허가치료(갱신형)",
"amount": 100
},
{
"coverage_name": "혈전용해치료비Ⅱ(뇌졸중)담보",
"amount": 500
},
{
"coverage_name": "혈전용해치료비Ⅱ(특정심장질환)",
"amount": 500
},
{
"coverage_name": "가족생활배상책임담보",
"coverage_code": "10_002",
"amount": 10000
}
],
"type": "보장성",
"company": {
"code": "0109",
"name": "현대해상",
"kcredit_code": "N09",
"kcredit_name": "현대해상화재보험",
"other_name": null,
"intial": "HY",
"ci_path": "https://s3.ap-northeast-2.amazonaws.com/cdn.mohom.kr/image/ci/logo_0109.png"
},
"state": "정상",
"insured_person": "홍길동"
}
]
}
}Modified at 2025-04-28 07:59:47